Bad Credit FAQs

Q: Are auto loans available for individuals outside of the United States?
A: No. Our car loan service is available for US residents only at this time.

Q: What will I need in order to qualify for an auto loan?
A: In most cases all you will need is:
Valid Drivers License
Proof Of Income
Proof of Residence (Lease agreement, utility bill, etc.)

Q: Can a first time buyer or someone with no credit qualify?
A: Of Course. There are car loan programs available to help you start establishing your auto credit.

Q: Can I buy a used car from a private party?
A: No. Our services are only available through our network of new and used car dealers.

Q: What type of vehicles are available?
A: New and used cars, trucks vans and SUV's are available at the dealerships in our network.

Q: Will a large down payment be required?
A: Flexible down payment programs or deferred down payments are available in most circumstances.

Q: Can I get approved for an auto loan with bad credit?
A: Yes you can. Car loans are available for people with bad credit.

Q: I have had a bankruptcy. Can I still qualify?
A: Absolutely, loans are available, however, the bankruptcy must be discharged.

Q: Is it safe to apply online?
A: Your information is submitted over a Secure Loan Server, so it is absolutely safe. In fact, your information is actually safer being transmitted over a Secure Server than it is over a phone. Many cellular phones and radios can transmit and receive uninvited phone conversations.

Q: What is the charge for applying for a car loan through your service?
A: You will never be charged. This service is absolutely FREE.

Q: I didn't receive an auto loan approval notice or a phone call what is going on?
A: You probably did not complete the application. If all fields of the application are not completed your application will automatically be filtered out. Please complete the application completely.

Q: How do I get started establishing or re-establishing my car credit?
A: Simply APPLY HERE